This card consists of three layers: The black base layer with leaf embossing, a bahama middle layer, and a white top layer where all customization will occur. Also included is a white satin finish ribbon which is permanently set between the bottom and middle layer. When customizing please note that only one ink color may be used for your personalization. This card includes white wallet flap envelopes. If you choose to purchase a printed return address, the envelope motif and layout shown in the product image will be provided unless you specify otherwise.